Mortgages and Financial Advice, Tailored to Your Circumstances.
Buying a property is a big financial commitment, and finding the right mortgage can be just as important as finding the right home.
Through Ernest Grant Mortgages, you can access independent mortgage advice and a wide range of lending options to help you understand what you can borrow and find a mortgage suited to your circumstances.
Whether you're buying your first home, moving, remortgaging or investing in property, their experienced advisers can guide you through your options.
From your first conversation to completion.
What sets Ernest Grant Mortgages apart.
Access to a wide panel of lenders
Provide lots of choice of lenders, meaning you're more likely to find a better rate, whatever your circumstances.
Regular rate reviews
They proactively check the market throughout your purchase to ensure you're on the best possible rate.
Top-rated mortgage service
Named as a top-rated adviser by The Times for two years running, backed up by verified five-star client reviews.
Decades of expertise
From first-time buyer to experienced property investor, whatever your circumstances, you're in safe hands.
Mortgage advice for your circumstances.
Everyone's financial situation is different. Ernest Grant Mortgages works with a broad panel of lenders, giving you access to a wide choice of mortgage products rather than being limited to one provider.
First Time Buyers
Buying your first home can feel daunting. Get help understanding your budget, deposit, borrowing options and the costs involved, as well as support with securing an Agreement in Principle.
Home Movers
If you're selling your current property and buying another, an adviser can help you understand your available equity, borrowing capacity and the different mortgage options available for your next move.
Non-UK Nationals
If you're new to the UK, specialist lenders may be able to help you secure a mortgage, subject to your circumstances and individual lending criteria. Ernest Grant can explore the options available to you.
Self-Employed Applicants
Being self-employed or working on a contract basis doesn't necessarily prevent you from getting a mortgage. Ernest Grant can help explore lenders that consider different income structures and employment circumstances.
Adverse Credit
If you've experienced financial difficulties such as defaults, CCJs, missed payments or an IVA, there may still be mortgage options available. Specialist lenders may consider applications based on individual circumstances and eligibility.
More choice, more flexibility.
Ernest Grant Mortgages has access to 100+ lenders, allowing its advisers to compare a broad range of mortgage options and identify solutions that may suit your individual circumstances.
Their team can also review the mortgage market during your purchase. If a more competitive option becomes available before completion, they can assess whether switching could be worthwhile, subject to the circumstances of your application.
Meet the Ernest Grant team.
With decades of experience, meet the team who'll support you with tailored advice through every stage of your mortgage journey.
Aidan Brown
Director
Jason Smith
Senior Mortgage & Protection Adviser
Andrew Wheldon
Senior Mortgage & Protection Adviser
Shannon Downey
Mortgage & Protection Adviser
Fiona McNally
Mortgage Administrator
Sophie Hughes
Mortgage Administrator
Frequently asked questions.
Why has Sheldon Bosley Knight partnered with Ernest Grant Mortgages?
We want to make buying a home as straightforward as possible. That's why we've partnered with Ernest Grant Mortgages, an independent mortgage adviser with access to over 100 lenders. Their experienced advisers can compare a wide range of mortgage products to help you find a solution that's right for your circumstances, while supporting you throughout your property purchase.
Do I have to use Ernest Grant Mortgages?
No. You are completely free to choose your own mortgage adviser or arrange your mortgage directly with a lender. Ernest Grant Mortgages is an affiliated partner of Andrew Granger & Co, and we can introduce you to their team if you would like independent mortgage advice.
What happens after I enquire with Ernest Grant Mortgages?
An Ernest Grant adviser will contact you to discuss your circumstances, answer your questions and explain the options available to you. If appropriate, they can then help you progress towards an Agreement in Principle and your full mortgage application.
Should I get an Agreement in Principle before making an offer?
It can be helpful. An Agreement in Principle gives you an indication of how much you may be able to borrow and can demonstrate to a seller that you've taken steps to establish your borrowing position. It isn't a guarantee that you'll be approved for a mortgage but it can help make your offer stronger to a seller.
Important disclaimer.
Andrew Granger & Co does not provide mortgage advice. We may introduce you to Ernest Grant Mortgages Ltd, an independent mortgage advice business. Any mortgage advice or recommendation will be provided by Ernest Grant Mortgages Ltd. Andrew Granger & Co may receive a referral fee if you proceed following our introduction.
Get in touch for mortgage advice
that's truly personalised.
Whether you're buying your first home, moving, remortgaging or looking for specialist lending, Ernest Grant Mortgages can help you understand your options.
Book a call with the team below or fill out some details to get a personalised quote.
